Heads up PayPal is changing ToS again

felthier:

irritable-blujay:

kichizone:

jdlaclede:

plaganest:

eymbeeart:

shia-art:

toridomi:

toridomi:

awkwardtimezone:

dornisaurio:

And they are getting even more strict when it comes to not using invoices for charging for Digital Goods.

Whatever Invoices make you uncomfortable or not, you gotta start using them if you want to keep your PayPal and your money. Changes starting this October 19th.

Honestly I don’t get why so many artists are so overwhelmed by invoices, takes just a few clicks to set up. 

And is not only “oh you have to use invoices because PayPal says so” if you don’t use invoices you’re putting yourself at risk of being scammed by an user abusing the buyer’s protection. 

Since PayPal ain’t got no idea of what those $50 you received were for, but the buyer is saying they didn’t got anything for the money, PayPal will just side with the buyer.

I’m seriously begging ppl, start using invoices. I’m tired of seeing ppl complain their paypal was banned, or is under investigation, or worse, the $100 they got for a very complicated commission, 3 months later get a refund issue. 

just

start

using

invoices

for your own sake. 

Here is how you use invoices because I can’t keep playing devil’d advocate, yes I would love to help you get your PayPal restored but just this last month I had to help three persons, and they were MORE than aware of this issues. 

Just protect yourself. 

Step 1. You login and click here

Step 2. You click create new Invoice. YOU NEVER CLICK REQUEST MONEY, unless you want to risk yourself to get scamer by buyer’s protection exploit and not only lose your money but your paypal account, and any future paypal linked to your irl name. 

Step 3 You follow this steps

1. Invoice for amount only

2. Ask your client for their PayPal email and put in that field

3. Add a vague description of what you’re doing, something like “Character Coloured with Background” is good enough, and if you need more than 1 character you can type in “2″ where it says amount, or just say “2 characters”.

Warning: don’t type in “Naruto rawing Sasuke”. That will get you banned. 

4. Click send. 

Optional steps. Create a template, doesn’t take more than 10 minutes and it will save you a lot of time for future invoices, you can even click on “items” right next to “create invoice” and add a list of services you offer such as “character sketch” “character flats” along with a price, so next time you invoice you just add to the invoice from your list of items and you saved yourself some more time. 

More importantly, you protect yourself from buyer’s protection exploit because if PayPal knows you’re doing digital goods, then you will be allowed that you did in fact created a digital good. 

Keep PayPal happy, as for right now there are no alternatives to this service, and this is the only source of income for many freelancers. 

Stay safe. 

Heads up, all commissioning artists

I’ll be doing this from now on!

ADDING THIS BC I HATE PAYPALLLL

OK so when you send/make invoices…it doesnt let you choose ‘digital good’ or differentiate between “goods (as in physical)” and “services” (as in doesnt need address) which is what you could do with micropayments….

SO WHEN U SEND INVOICE the buyer will be asked for their shipping address.
 ( I even had the options turned off for shipping?? I was pretty sure there USED TO be an option that you turned off and then it wouldn’t ask for shipping, but that doesnt seem to work anymore? I went to where the setting was and still had the boxes unchecked, and yet my buyer was still getting asked to put in shipping address, and when invoice was paid, i was being asked to provide shipping label by X date or Consequences.)

SO APPARENTLY YOU HAVE TO DO THIS as the SELLER

SO go to the invoice (i think this can be done BEFORE the buyer pays?? Didnt try myself tho, i did it after it was paid), and click on VIEW DETAILS in that first box 

Scroll to the bottom of the page and click ADD TRACKING INFO 

(YES COUNTER-INTUITIVE AS BALLLLLS.)

of course HERE IS WHERE YOU’RE GIVEN INSTRUCTIONS ON PROCESSING DIGITAL GOODS. HIDDEN BEHIND A BUTTON YOU WOULDNT PRESS IF YOU WERE, SAY, TRYING TO SELL DIGITAL GOODS.

Select Order Processed/Service Rendered

YAY this stuff fills itself out and you can save and not have to worry about shipping your Digital Intangible Product to a very confused seller.

I am so salt about this. excuse me while i go cry angrily.

Think I’ll reblog this for my own use…

Guess I gotta get used to sending invoices for all transactions soon then

i have been getting commissions from trusted clients, but as i expand the busyness i feel the need to save this for later.

invoices arent hard yalll

The most confusing part for most digital artists is the last bit but its very important!! Please do this so you don’t have issues with your paypal !!

@just-rube

PayPal is actually one of my company’s clients and the main reason for all the changes is to stay ahead of money launders, which are unfortunately very common in the purchasing of non tangible good, such as digit art.

So please before you shit on PayPal know that these changes are not arbitrary, and are designed to prevent bad people from hiding ill gotten capital.

burrgeoisie:

ignescent:

lokahjarta:

herlobster:

gowns:

lower-income people tend to be “hoarders” and richer people are able to do more “minimalist” living spaces. if u don’t have much, you will hold onto any little thing that comes across your way. you got a new tv, but you still keep the old tv because you know things can break. you keep extra boxes of macaroni and cheese lying around because there will be a week when you don’t have money for groceries. you hold onto your stacks of books and clothes for dear life. those are your assets. physical evidence of where your money’s gone. it’s hard to get rid of it. the bare wall is terrifying when you don’t have much.

Fuck. This makes so much sense and explains so much about me. I must have inherited this from my mum.

so I’d normally put this in the tags but it’s kind of a lot so just reblog this from OP to skip my commentary. But I dogsit for a family who is clearly LOADED. Their house is immaculate. High, vaulted ceilings, wood flooring, two chandeliers in one room. These things are fancy, right ?? I really don’t know, anything that isn’t tile or 30 year old carpet seems fancy to me. It also so… bare. Everything is organized perfectly, they have no excess. Their decor is extravagant and yet minimal – it is carefully and precisely executed. Nothing that doesn’t match the aesthetic sits in their living room. I tried to replicate some of it, but it’s just not possible. I have every book I’ve ever owned, my mom keeps papers upon papers, VHSs in a dresser, how do you just get rid of these things when you know you may not have the opportunity to buy them again? How must it feel to live in such orderly quarters where everything is replaceable?

This really locked into my brain when I was reading one of the declutter your space things and it suggested getting rid of duplicate highlighters and pens. /Pens/. It suggested that you needed one or two working pens, so if you had extra you should get rid of them. That was when I realized minimalist living was /innately/ tied to having spare money, because the idea was, of course you just went out and bought the single replacement thing whenever the first thing broke. You obv. Had the time and money to only ever hold what you needed that moment, because you could always buy more later.

there’s a nice article titled “minimalism is just another boring product wealthy people can buy” by Chelsea Fagan which i feel addressed lots of my problems with minimalism, you can read it [here]

willow-wanderings:

spiletta42:

This is not an exaggeration.  Your download speed would slow down to the point where Windows would make this kind of absurd estimate, and you’d sigh and leave the room for a while (because you couldn’t use the computer while it was doing this for fear it would crash and lose all your progress) and then you’d come back in 40 minutes and maybe it would now say 52 years or maybe it would say 3 minutes, who knew, not Windows.

Fun fact: progress bars have only very recently (as in: within the last 5 years) been any indication of the actual amount of progress being made.

The first progress bar was implemented because the computer in question (which literally took up the entire room it was in) was only capable of doing one thing at a time, and if you interrupted it to do something else, all of the previous progress was dumped into the fucking void.
So they guy trying to actually get shit done on the machine had it display a still image of a “progress bar” at about 50% over the entire screen, so people would know “oh, the computer is already busy, I should leave it alone until it’s done.” And the image disappeared when the program was finished running.

Windows attempted to display actual progress but was terrible at it. This was because the progress tracking program used a really dodgy measurement system. It worked like this: if there are 100 parts to this thing, and the part we just finished took 5 minutes to do, and there are 70 parts left to do, then the rest of the parts will take 70 x 5 minutes. AND IT DID THAT FOR EACH PART IT HAD JUST FINISHED.

“Ok, the first part took 10 seconds, so obviously the rest of this will take 15ish minutes to finish.” Followed immediately by “Ok, the second part took 30 minutes, so obviously the rest of it will take two entire days to finish.”

So you had a progress estimate that whipped wildly between “this’ll take 5 more seconds” and “this’ll be done 500 years from now.”